According to the National Highway Traffic Safety Administration (NHTSA), per vehicle mile traveled, motorcyclists are more than 30 times more likely to die in a crash than occupants of cars, and five times more likely to be injured. We regularly handle claims for our clients who are struck by cars while they are travelling on motorcycles. Under Kentucky’s laws, a motorcycle rider may be entitled to recover for medical expenses, lost wages, pain and suffering, and other damages incurred when a negligent driver strikes a motorcycle. Our Louisville, Kentucky motorcycle accident lawyers know the dangers that bikers face every day and we are not afraid to stand up for your rights
One significant issue for motorcycle riders is whether they can receive No Fault benefits. No Fault benefits typically cover the first $10,000 in medical expenses and other out of pocket losses incurred by an injured party.
But not all motorcycle riders are entitled to these benefits. The right of a motorcycle rider to recover the benefits turns on the type of insurance covering the motorcycle. Although Kentucky law requires motorcycles to be insured, it does not require motorcycle insurance to cover No Fault benefits. Motorcycle riders are given the choice when purchasing insurance whether to cover themselves, their passengers, or only pedestrians with No Fault Coverage. And motorcycle riders can opt out of the No Fault system entirely. This is a complicated issue and usually requires a careful review of the insurance on the motorcycle.
BUT having or not having No Fault benefits is only the first question, and even without such benefits, a person injured in a motorcycle accident may still have the opportunity to recover for pain and suffering and expenses over and above the $10,000 in No Fault benefits.
Our motorcycle injury attorneys have represented injured motorcycle riders and surviving family members for years. We can help you pursue compensation after any motorcycle accident. If you or a loved one, have been injured in a motorcycle accident, we are here for you. You don’t have to fight the insurance company alone. Contact your Kentucky motorcycle accident lawyers to schedule your free initial consultation.